Should You Sell Your Current Home Before Buying a New One?
If you are planning to move into a new home, one of the biggest decisions you will face is whether to sell your current home first or buy your next home before selling. It sounds like a simple question, but the answer depends on your finances, your available equity, and the conditions in your...
Hazard Insurance vs Homeowners Insurance
One of the most common points of confusion during the home buying process happens just before closing. A buyer believes they have purchased homeowners insurance, only to hear they still need hazard insurance. That can be frustrating, especially after weeks of paperwork and planning...
Medical Debt Doesn't Kill Approval
Finding an old hospital bill on your credit report can be alarming, especially if you're planning to buy a home. Many buyers immediately assume that medical debt means their mortgage application is doomed. Fortunately, that's often not the case. While medical collections can still...
Active Duty. VA Benefit. Use It Now
Many active duty service members assume they need to wait until they leave the military before using a VA home loan. Unfortunately, that misunderstanding can cost them years of missed opportunities and thousands of dollars spent on rent.
The truth is that many military members become...
Buying a Home Directly From the Seller? Read This First
You spotted the sign. No agent. Just you and the seller.
At first glance, it feels like a shortcut. No commissions, fewer people involved, and perhaps a better price. Sometimes that instinct is right. However, buying a home directly from an owner can create risks that many buyers don't fully...
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